1912 NW 161 St

Looking for a Garden Home in Edmond, Ok thats for sale. This home has little outside maintenance. Perfect for the busy person who wants to come home to a 2car garage, 2 bedroom, large living room, study and kitchen with solid surface counters. A gated community, with pool, clubhouse and green space.
1912 NW 161 St

2125 NW 161st

New Edmond Oklahoma home for sale. This Fossil Creek home is great! Clean and ready for you. Trendy Ralph Lauren Colors and lots of upgrades. Extra side concrete patio, tiled hallways, three car garage, storm shelter. Check out the link....2125 NW 161st

Check out Rose Team Homes Nov Newsletter

NOVEMBER - 2010 Newsletter Housing Trends eNewsletter

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.


The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Please click here to view the NOVEMBER - 2010 Newsletter Housing Trends eNewsletter.



If you are interested in determining the value of your home, click the Home Evaluator link for a free evaluation report.

Out of town sellers! We can help!

We just successfully closed a real estate transaction for a seller that lived out of town. Here is what she had to say:
"Hi Heidi,

Back from Colorado. Funds have hit the bank. Thanks for everything. You and Todd make a great team! You are the best.

Best of wishes for the holiday seasons and always. You have my highest recommendations!

JudyK"
We took care of finding her repair people, coordinating with the title company so that they did not need to come to closing and wiring her the funds after closing. All she had to do was move out! If you need that help, please call on Todd and Heidi Rose at www.RoseTeamHomes.com

Top Seller Ideas to help sell your home!

Here are some great ideas to help sell your home. Take a step back, view your home through a buyers eyes and see if any of these need to be done. We help so many sellers see the little things that count and have helped many sellers in todays market. Check out our listings at www.RoseTeamHomes.com

TRIM BUSHES
LANDSCAPE FOR CURB APPEAL
MULCH
SHUTTERS
REPAINT FRONT DOOR
REPAINT KITCHEN CABINETS
NEW BACKSPLASH
KITCHEN KNOBS N PULLS
PAINT LIVING ROOM
UPDATE LIGHT FIXTURES
STAGE YOUR ROOMS GIVE THEM A DEFINITION
ADD CROWN MOLDING
REMOVE WALLPAPER
STOW AWAY PERSONAL ITEMS
MAKE BATHROOMS FRESH AND CLEAN

Dip to make with Pepper Jelly

As many of my clients know and some have receive Pepper Jelly from me. It reminds me of my boating years on Lake Winnepesaukee with my family in Braun Bay. We would drop anchor and have bagel chips with cream cheese topped with Pepper Jelly YUMM! After moving to Edmond Oklahome it was hard for me to located the yummy jelly, a few friends made it, but just wasnt the same. I even had some shipped in from the Lollipop company that made it. Now there is a great gourmet shop on Danforth between Kelly and Santa Fe called Woods Floral, and they have the yummy jelly. Well Janie the owner sent me this dip to make with it, and it is yummy!!! So I thought I would sharethis is a great recipe to use with jellys. enjoy!
janie at woods floral.


Gone in 60 Seconds!
(makes about 2.5 cups)

This is a quick and easy, drop-dead delicious spread for crackers.
Ingredients
• 1 c. shredded cheddar cheese

• 1 c. chopped pecans

• 1 c. chopped green onion

• 1/4 c. mayo (for a looser dip) OR 1/2 c. softened cream cheese (if you prefer a formed ball or torta)

• 1/4 c. to 1/2 c. liz & lindas pepper jelly

Preparation
Combine cheese, pecans, green onion, mayo or cream cheese. At this point this mixture can be frozen for later use. Chill for a few hours and place on pretty plate and spoon jam over the top of the dip just before serving. This is great with crackers!
!

504 Concord Lane

We just took a great new listing in Copperfield. Home of the Copperhead swim team. Now I know you all know I am fond of the Hurricanes, but I will make the exception because they are a great team too! This Edmond Oklahoma community is located off Edmond Rd between Kelly and Santa Fe. Home will be fantastic with a little paint update and new carpet, and seller is giving $3000 towards closing costs so you can do that!!! Woo hoo! Want to buy an Edmond Home, call Heidi or Todd Rose we want to help. View all our homes at www.RoseTeamHomes.com Click this link to see the Copperfield home at 504 Concord Lane. 504 Concord Lane

4305 Riders Mark

Just placed under contract this great home Edmond, OK home in Oak Tree Park.
4305 Riders Mark

8304 Blackberry Ridge

8304 Blackberry Ridge

TIPS FOR PREVENTING PLUMBING PROBLEMS

Home Maintenance Tip -
Tips for Preventing Plumbing Problems
When your home's plumbing system is working well, all is right with the world! Here are a few maintenance tips to help avoid plumbing problems that can literally soak you.
• Use strainers for sink and tub drains to prevent clogs.
• Refrain from flushing anything other than toilet paper down the toilet.
• Do not pour grease down drains.
• Close foundation vents in the fall and winter seasons to prevent pipes from freezing.
• If your house is going to be vacant for an extended period of time, leave your heat on low and wrap exposed pipes.
• A sagging ceiling may be a sign of a severe water leak. Other signs of leaks may include water spots or dark spots on walls and ceilings, or rusty spots underneath sinks, the water heater, and clothes washer.
www.harfordcountymd.gov
Testimonial of the Month
“Old Republic means peace of mind. I have used their home warranty personally and professionally. I recently did a presentation to my Business Networking group (BNI) about how they can protect themselves for a small amount of money. Home protection is just like having car insurance - you never know when you will need it but you will be protected when you do. Because of my personal knowledge of your warranty I have convinced many of my clients to purchase a warranty.
In my opinion your service truly is ‘People Helping People.’”
S. R., Edmond, OK
Please share this with your clients and friends. You could make someone's day.

Warmly,

Barbara Sander

1312 Shelly Lane

JUST ON MARKET. Edmond Home. Shop, Another Building for an office, storm shelter, three car, one acre. REMODELED home, kitchen, gameroom, master bath. Make sure you check it out. 1312 Shelly Lane, EDMOND,OK home for sale.1312 Shelly Lane

1700 Tifton Drive

Brand New Listing in Homestead at 1700 Tifton Drive Edmond, OK
Open House this Sat & Sun 2-4
1700 Tifton Drive

329 W Main Street

Great Edmond home for sale, close to Downtown and close to UCO.
329 W Main Street

14515 Old Barn Road

14515 Old Barn Road

1804 Singingwood Road

1804 Singingwood Road

HOME Maintenance Tip

Home Maintenance Tip -
Tennis, Anyone?
Do you have tennis balls just sitting around losing their bounce? Here are some creative ways to use them without ever setting foot on the court.
• Cut an X in a tennis ball and slip it over the end of an old broom handle. Rub the ball over scuff marks on your wood or hard surface floors, and voila...they're gone...with no bending, stooping or scrubbing!
• Got a light bulb that broke off in the socket? Carefully clear away any remaining shards of glass, then gently push a tennis ball against the light socket and twist to remove the bulb's embedded stem.
• Cut an X in a tennis ball and slip it over the head of a hammer. Now you're less likely to ding up fragile or expensive wood.
• Cut a tennis ball in half and use one of the sides to open those stubborn jars.
• In the garage, hang a tennis ball on a string from the ceiling so that the ball touches the top left corner of your car's windshield. Now you have a marker and know exactly how far to pull the car in every time!

Pools in Edmond -- Private Oasis

As many of you know, Todd and I specialize in selling homes with pools. We LOVE our pool, and appreciate a home with one. Here is an interesting article that I ran across that we wanted to share. This is from At Home in Edmond magazine Spring 2010 by Justin Neely. (with commentary by Heidi in between on our personal experience)

In Oklahoma, the combination of heat and humidity during the summer is enough to make you want stay inside and wait it out. What better way to cool off than with your own private oasis by adding a pool in your backyard?

While the construction of a pool can be a costly investment, the enjoyment you and your family will receive can be well worth it. Pools can also add value and be a selling poing when it comes time to sell. For current pool owners who are afraid to use it due to high operating costs, energy efficient pumps, filters and lighting provide huge savings!

If you're looking to add a pool, the first decision is whether to use vinyl or concrete. (we chose vinyl) On average, a concrete pool costs $40,000 to build and may take four to six weeks for completion depending on weather. (when talking to people that put these in, plan longer) Concrete allows for a more versatile design and features such as waterfalls that can be easily added. Vinyl pools cost an average of $30,000 and take around three to five weeks to construct. (again we found it to be longer) Some people choose vinyl over concrete not only because it is less expensive but because they prefer the feel and believe the liners to hold up better to chemically treated water. (we chose a salt water pool, and did rock edging versus coping.

A main concern for pool owners is the cost of heating and operating. Today companies such as Pentair offer heat pumps over traditional gas-fired heaters. Heat pumps utilize the heat of the outside air to warm the pool. Geothermal technology is a similiar idea in which the heat from the earth is transferred to warm homes.(we chose the traditional gas fired, it is expensive and i feel unneccessary in this area unless you need it for a hot tub. We barely use ours.)

"Heat pumps can save up to 80 percent in energy costs compared to gas heaters. The pump uses electricity over gas keeping the cost down. They also use a R-410A refrigerant which is enviromentally friendly," said Greg McDougall of Pleasant Pools.

If you're looking to add a little mood lighting at night, color changing LED technology is energy efficient and long lasting. Colored LED pool lights use 75 percent less wattage than tradtional incandescent and halogen lights. (we have two lights and love them!!!) The white light uses 86 percent less energy.

For some, a high water bill might be another concern during the hot, dry summer. Cartridge filters allow the use of smaller pumps or lower speeds to minimize energy. As opposed to backwashing, cartridge filters can be rinsed thus reducing water use by hundreds, if not thousands, of gallons each year. (we did not know of this option and back wash, wish we had known)

Lastly, choosing the right pump such as those with a permanent magnet motor, could cut energy use up to 90 percent, saving you anywhere from $600 to $1300. "Permanent magnet motors are used in hybrid cars. Magnet motors are more energy efficient and owners can save up to 30 percent over a traditional pump, says McDougall.

Choosing the right equipment to operate your pool could save you thousands of dollars. Dont let operating costs be the reason for not building a pool or usings your existing one.

We have a number of beautiful homes for sale with pools. Call or email us or visit www.RoseTeamHomes.com

UPDATE 1-Senate votes to extend US home tax credit deadline, EDMOND, Oklahoma

UPDATE 1-Senate votes to extend US home tax credit deadline
WASHINGTON June 16 (Reuters) - The U.S. Senate voted on Wednesday to give homebuyers another three months to settle on their contracts and take advantage of a popular tax credit that sparked a rush of activity in the housing market.
The Senate, with a vote of 60-37, accepted an amendment by Democratic Leader Harry Reid that extends the closing deadline to Sept. 30 for buyers who met the April 30 deadline to have a signed contract.
The current deadline requires buyers to close by June 30 to get the $8,000 tax credit for first-time homebuyers. Existing homeowners buying a new primary residence are eligible for a $6,500 credit.
Reid offered the measure as an amendment to a bill that would extend some popular business tax breaks and extend unemployment insurance benefits for jobless workers.
The proposal would not have a significant impact on future home sales as the extension would be only for home buyers who already had a contract in hand by April 30.
The popularity of the tax credit has caused some anxiety because settlement offices are inundated with buyers trying to close on transactions by the end of this month to get the tax break. (Reporting by Donna Smith; Editing by John O'Callaghan)


Ted Clay
Sr. Loan Officer
NMLSR # 217991
OK License # MLO01963
Office: 405-341-8644
Cell: 405-826-1320
e-Fax: 1-866-208-5309
tclay@wrstarkey.com
www.TedClay.com

913 Chartrand Ct

913 Chartrand Ct

1643 Birchfield Road

1643 Birchfield Road

6280 Valley View Road

6280 Valley View Road

Problems with Recent Closings...due to new Fannie Mae Guidelines

This was just given to me by one of my Lender Partners, Cody McCollom at Premier Nationwide Lending call him to get qualified. 405-990-2855.

Applying for mortgage? Starting June 1, you could face another credit screening.
If you’re thinking about applying for a home mortgage, here’s some important news: Beginning June 1, 2010, your lender is likely to order a second full
credit screening immediately before closing. The last minute credit report will be designed to find out whether you have obtained, or even shopped for,
new debt between the date of your loan application and the closing. If you’ve made applications for credit of any type, for furnishings or appliances for the
new house, car, landscaping, a home equity line, a new credit card, you name it-the closing could be put on hold pending research by the lender.
If you’ve actually taken out new loans that are sizable enough to affect the debt-to-income ratio calculations used in your original mortgage approval, the
whole deal could fall through. The added debt load could render you ineligible for the mortgage because you suddenly appear unable to handle the
payments without a strain on your household budget.
The June 1 changes are part of a new effort by mortgage giant Fannie Mae to cut down on slipshod underwriting by lenders and fraud by borrowers.
Fannie’s “loan quality initiative” will require lenders not only to pull two credit reports for each mortgage transaction but to perform additional verifications
of borrower occupancy plans for the property, Social Security numbers and Individual Taxpayer Identification Numbers.
There is almost an irresistible urge for borrowers that have been approved for the loan to think about shopping for all of the things you need for the house.
In the past, that might not have raised an eyebrow-or even been detected. But under the new double-check policy, when new applications for cards show
up as a “hard”, or borrower-initiated inquiry on a credit report, the lender is going to have to contact the merchant and determine whether credit was
extended, in what amount, and how this might affect the applicant’s home financing transaction. Most often the new debt involves furniture or other goods
for the new house.
Fannie Mae spokeswoman Janis Smith said lenders “will have to look for things like new credit accounts, increased credit lines, increased balances on
existing accounts, undisclosed or newly recorded liens, second mortgages-anything that may have incurred or closed up to the concurrent with the
closing” are considered the final loan analysis. All of this may not be as straightforward as it sounds. For example, if the credit report is pulled immediately
before closing to comply with the “up to and concurrent” requirement, there may not be sufficient time to check out inquiries-especially those in which no
actual drawdown of debt has been reported to the national credit bureaus. There is question whether the entire loan packages might need to be reunderwritten-
a time-consuming process-based on credit data discovered at the eleventh hour.
In that event……… Poof goes your closing!
How should home buyers and financers prepare for the new credit check procedures? Lenders and credit
reporting company executives say everybody needs to follow just one basic rule: abstinence! Between your
application for a mortgage and the date of closing-which might be a span of 46 to 60 days or more-resist the
irresistible. Don’t apply for new credit unless you discuss it in advance with your lender and get a green light!

Rose Team Homes adds Stewart Concierge for Buyers and Sellers!

As of today, Heidi & Todd have added a new service for our clients. It's called Stewart Concierge...what does this mean for you? This service is being offered by one of our preferred partners, Stewart Concierge will be your single point of contact for getting utilities connected. This is a complimentary service that can guide you through options and plans specific to the utility providers in the area and help secure services based on your budget and individual needs. Services available for Concierge assistance include: electricity, gas, water, sewage, moving services, cellular, internet and cable services, home security, blinds and more!

This is just one more value added for using Rose Team Homes to be your Realtor choice! If you want to buy a home in Edmond, OKC, Piedmont or have other real estate needs, tell us you would like the Stewart service!

Client in Edmond Testimonial for Rose Team Homes

In today's housing market wherein trends come and go, rules and information changes by the minute, simplicity is a thing of the past and all you want to do is buy or sell a house, I would strongly recommend using Heidi Rose as your Realtor. As we all know, purchasing a home is one of the largest investments to be made and all of us want the peace of mind that we have done our best to make a wise investment. To make a wise investment, you must be able to see beyond the initial "curb appeal" and prepare yourself to gather information - - lots and lots of information. Information such as: who was there builder; how old (or new) are the appliances; what schools will my children be attending; how old is the roof, hot water tank, AC system; what kind of financing is available etc . So, you can drive yourself NUTS trying to obtain this information on your own (good luck!) OR you can work with a hard working, honest, great realtor - not a good realtor - but a great realtor. That realtor for us was Heidi Rose.

We loved Heidi's straightforward style while we were looking for a home. If she didn't have the information - she would do her best to get it. Heidi never shyed away from the hard questions and never gave us less than an honest answer. Heidi stayed committed to helping us find the home we wanted - even if we didn't find the right property within the first 30 days. Heidi never attempted to change what we wanted in a home but worked hard to find the home WE were looking for.

Heidi's thorough knowledge and understanding of the housing market, as well as the closing process, made the purchase of our home much easier. Once we found the home we wanted to purchase, Heidi continued to work with us by carefully preparing us for every step of the closing process, thereby eliminating a lot of the "surprises" that leave many home buyers sitting at the closing table facing delays and/or additional expenditures. We love our new home and we loved having Heidi as our Realtor. Heidi is an excellent realtor and now a good friend, who is welcome at our "new" home anytime. If you are buying or selling a home and want direct answers to your direct questions - give Heidi Rose a call.

Respectfully,

Mr. and Mrs. R. Kelm
Edmond, OK

Tornados Hit Edmond and Oklahoma City areas

Whew! We are safe here in Edmond, no tornado hit on this storm. Unfortunately not the same can be said in Shawnee, Choctaw, Norman and other rural areas. We hope that the people are safe and recover quickly from these storms. The great thing about Oklahoma is that they have done this before, we band together and take care of people. Just heard a story on the news on how a homeowners church congregation made it to the home before they did just to help get their items. It's a nice community!

Just a little FUN!

Well, here I am writing this on a Thursday April Fools day and I have not even tricked anyone! But Im happy to report that I talked to an old client of mine that I had lost track of. He stated that he read my blog! OMG, I really truely didnt think anyone was looking at this, so I have been neglecting it a bit. So here is some silly things. Just got an iPhone, another client of mine Justin did such a sales presentation to Todd and I that we purchased three!!! So I hope it is worth all the hype. Actually we are saving $ because we had two different providers and now went to one, we also bundled for uverse. Im not crazy!! Gotta save $....If you know of an application we should use let me know. Things have been well here for Rose Team Homes, Todd has decided to join my team!! A husband and wife team! So if your in for fun and good service we are the team to meet with. So far so good, we are rank #3 in GCI for all of KW - Edmond currently. Got to love that, but there is a long road ahead! Some great listings out there. Poor Todd the first week of touring homes with the Keller Williams Edmond bunch and he got a ticket for speeding trying to keep up with them in the neighborhoods. He will be using the Garmin from now on :) I sincerely hope everyone has a nice Easter weekend. We are blessed to have great friends that treat us like family and they have been gracious to have us over for Easter dinner. Being away from family on holidays can be a downer. So, if you have family here or away and want to move back towards them, let us know!!! We have contacts all over the US and Canada who can help!!! Out for now!

1300 NW 187th

1300 NW 187th

New Orleans - Keller Williams Family Reunion 2010

Just getting back from the KW convention in New Orleans. Here are some quick notes, more to come.
* what a company to place God, Family and then business
* over 8300 attendees from US and Canada
* Keller Williams the only real estate company to grow in this shifting market
* Keller Williams to go worldwide
* Gary Keller to be on Good Morning America on Fri Feb 26th
* so many great ideas to help buyers and sellers when purchasing/selling in Edmond and the Oklahoma City areas

Translating Buyer Comments at Real Estate Showings

So sellers having a hard time with what is being said by a buyer and what is really meant. Here are some tidbits that can help when selling a home!
What They Say vs What they mean
Thought home was too small... meaning.....They found larger homes for the same price
They liked the house but bought a different one...meaning...They found other homes of better value
They liked it but purchased new...meaning....Buyers will pay more for a NEW home
They didnt like the carpet....meaning....You should replace it due to age,color or condition
THey thought yard too small or busy....meaning they found others in similiar price without those objections
The home needs some work...meaning...The seller may need to make some minor repairs, declutter, and neutralize
They didnt like the floor plan...meaning...they didnt like the floor plan
Too much updating for the Buyer...meaning...Their taste suggests the home is not up to today's colors and trends.
THey want the master bedroom downstairs...meaning...they want privacy from the second bedrooms; they dont want to climb stairs
They prefer north.south.east.west orientation...meaning...they want different sun exposure or their nationally suggests home orientation.

If you want to work with someone who understands how to interpret what is being said about your home and view my 14 point Marketing Plan contact me Heidi Rose!